Professional & Financial Risks

HWS Specialty offers comprehensive coverage to protect professionals and financial institutions from complex risks.

We specialise in bespoke insurance policies that provide financial security and mitigate liability risks, enabling clients to focus on growth and performance.

Insurance Cover for Professionals and Financial Institutions

We provide comprehensive insurance packages and standalone policies for an extensive range of professional and financial risks businesses in the UK and globally, including:

• Professional Indemnity / Errors & Omissions Insurance: Protection against claims of negligence, errors, or omissions in your professional capacity.
• Medical Malpractice: Protection against claims of negligence, errors, or omissions in your medical services.
• Directors & Officers Liability Insurance: Safeguards executives against claims arising from wrongful acts. Sides A,B,C available in addition to Side A DIC..
• Corporate Legal Liability: Safeguards businesses against the costs of claims arising from wrongful acts.
• Employment Practices Liability: Protection from employment-related claims, such as discrimination or wrongful termination.
• Statutory Liability: Coverage against liabilities arising from breaches of legislation.
• Crime / Fidelity Insurance: Covers financial losses resulting from internal or external criminal acts.
• Financial Institutions: Multifaceted cover for the exposures faced by traditional and non-traditional businesses in the financial services industry.
• Transactional Risk: Combating the buy & sell-side risks involved in mergers & acquisitions.
• Bonds, credit risk

Additional coverage options:

To provide full protection, HWS offers supplementary coverage options:

• Terrorism insurance.
• Intellectual property insurance.
• Financial institution bond (Crime).
• Mergers & acquisitions (M&A) transaction insurance.
• Group personal accident & travel insurance.

Types of Professional and Financial Institution Clients

Our tailored insurance solutions cater to a wide range of clients, including:

• Professional Services Firms: Broking, legal, accounting, and consultancy practices.
• Financial Institutions: Banks, financial markets intermediaries, asset managers, and fintech companies.
• Corporate Leaders: Executive liability protection for board members and senior leaders.