Casualty

HWS Specialty’s casualty team has extensive knowledge of the global market and a deep understanding of the regular challenges that our clients face in an ever evolving market. We’ve built long-term relationships within the industry, both at Lloyd’s and with international insurers, in order to provide bespoke solutions that are often tailored to unique exposures.

Casualty Insurance Cover

HWS Specialty’s classes of business include:

• General Liability including Public & Products Liability
• Excess Liability and/or Umbrella Liability
• Environmental Impairment Liability (Gradual Pollution)
• Sudden & Accidental Pollution Liability
• UK Employers’ Liability
• Construction Liability
• Life Sciences
• Clinical Trials
• Media & Entertainment, including Media Liability for Retailers, Brands & non-Profits, TV & Film E&O & Music Liability
• Product Recall
• Accident & Health
• Contingency – Event Cancellation, Non-Appearance, Contractual Bonus, Prize Indemnity.

Types of Clients

HWS Specialty serves a diverse range of sectors, including:

• Manufacturing
• Construction
• Chemical & Pharmaceuticals
• General Engineering
• Importers & Wholesalers
• Healthcare & Medical
• Hotel and & Leisure
• Hospitality
• Food
• Rail
• Electrical Power