Property

HWS Specialty offers clients access to Lloyd’s of London, company and global markets for the placement of their open market property risks. As an international wholesale team, we strive to find the best risk transfer solutions to meet our clients’ insurance and reinsurance needs.

Our international property team provides global insurance, reinsurance, and risk management solutions for all areas of property and associated coverages. We have particular strength and experience in dealing with risks from Australia, USA, Canada and the Caribbean.

We work with direct insureds, retail and wholesale brokers, and insurance companies, who come to us with large, complex and/or difficult-to-place property risks when local solutions do not readily meet their needs or capacity requirements.

Property Insurance Cover

We offer a comprehensive range of coverage under International property risks, including:

• Primary, layered, and structured placements
• Single policy, portfolio, and facility solutions
• Analysis of existing coverage
• Experienced and effective claims handling team

Our insurance classes encompass:

• Property Damage and Business Interruption (all risk or named perils)
• Standalone Catastrophe perils (Windstorm, Earthquake, or Flood)
• Deductible Buydowns and Carveouts
• Construction and Engineering (CAR/EAR)
• Machinery Breakdown
• Contractor’s Plant and Equipment (CPE)
• Parametric Solutions 

Types of Property Clients

Our International Property Risks services cater to a diverse range of clients, including:

• Global programs
• Real estate programs (including high-hazard multi-tenant occupancies)
• Manufacturing and process industries (food, cold storage, chemicals, abattoirs, poultry, plastics)
• Leisure and hospitality (hotels, motels, restaurants, wineries, breweries, sporting clubs)
• Airports, ports, terminals & marinas
• Waste & recycling
• Power & utilities
• Renewable energy