Terrorism & Political Violence

HWS Specialty provides comprehensive terrorism and political violence insurance, a complex area requiring the expertise of a Lloyd’s broker to offer bespoke cover. As a Lloyd’s broker, we have access to global capacity through our network of specialist brokers and leverage our extensive knowledge and long-standing relationships to meet your individual requirements.

We offer access to the Lloyd’s, London, and global markets for all political violence risks (insurance or reinsurance). Our facilities provide fast and competitive terms, and we always seek innovative solutions to meet your needs.

Insurance Cover for Terrorism & Political Violence Risks

We offer a wide range of cover under terrorism and political violence insurance, including:

• Material damage to insured assets and subsequent business interruption following:
• Attacks resulting from terrorism & sabotage
• Riots, strikes, civil commotion, malicious damage
• Insurrection, revolution, rebellion
• Mutiny, coup d’état
• Civil war, war
• Counter insurgency
• Cyber write-back

In addition to the general cover listed above, HWS Specialty offers specific covers for:

• Active shooter / active assailant: coverage for damage, liability, and business interruption following a malicious physical attack using a weapon (including handheld instruments and vehicles).
• Nuclear, chemical, biological, and radiological coverage (NCBR): Coverage for damage, business interruption, liabilities, and clean-up following an NCBR event.
• Loss of attraction: coverage for financial protection following a terrorist event. This coverage is flexible to suit a client’s needs and can include government lockdown following a terrorist act.
• Threat: coverage for business interruption due to the threat (or hoax) of a terrorist attack.
• Terrorism liability: coverage for financial costs to a company against claims for damages by third parties or employees injured in a terrorist attack. This coverage can extend to third-party property damage.
• Facilities / binders: arranging binders or hybrid facultative facilities as a cost-effective alternative to traditional treaty products.

Types of Clients of Terrorism & Political Violence Insurance

Our terrorism and political violence insurance services cater to a diverse range of clients.